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The deductible is the amount of money you will pay out of your own pocket during a claim. After your payment, the insurance company kicks in and pays the rest. This is arguably the most important part of any policy, so it’s vital that you understand what it is, and...

On average, installing monitored safety and security devices in your home can reduce your homeowner's insurance up to 20 percent. According to the FBI, a burglary occurs approximately every 15 seconds in the U.S., and homes without security systems are three times...

Savings Tip #1: Raise Your Home Insurance Deductible Your deductible is the amount you have to pay for a covered claim before your insurance company gives you benefits. It typically applies to property claims, but not for liability. Also, depending on where you live,...